Modern House


We do Mortgages! 

Financing a home may be the biggest financial decision you make. As your financial security advisor, I can help you make the right decision by helping tailor a mortgage to your financial security plan. We work with Canada Life Credit Planning Consultants, who have the knowledge and experience to help select a mortgage that works for you.

What kind of mortgages are available? 

There are 4 basic types of mortgages available with Canada Life. Each has unique features designed to help meet different needs.

  • Fixed-rate mortgage 

  • Variable-rate mortgage

  • Lock and roll mortgage

  • Adjustable-rate mortgage

How much can you qualify for? 

Your mortgage is determined by a formula that includes these factors:

  • Household annual income

  • Monthly expenses

  • Debts

  • Down payment 

  • Qualifying interest rate

Try our mortgage affordability calculator to determine your maximum home purchase price.

Let's get acquainted. Contact us

We offer a complimentary "Get Acquainted" meeting to describe our services, and to see if our services are right for you.

The information on this website is intended for residents of Prince Edward Island and Ontario only.

Click here to view legal, copyright and trademark information.

Quadrus, Quadrus and design, Quadrus Investment Services Ltd. and design and Canada Life Mutual Funds are trademarks of Quadrus Investment Services Ltd. used with permission.


Insurance Products, including segregated fund policies, are offered through Cole Wealth Management Inc., and Investment Representative Lawrence Cole offers mutual funds and compensated referrals through Quadrus Investment Services Ltd.

* The use of e-mail is not a secure medium and personal information should be transmitted by more secure means.

Mortgages are offered through The Canada Life Assurance Company. The Canada Life Assurance Company is a federally regulated life insurance company and the mortgagee. *Inquiries will be referred to a Credit Planning Consultant.

Representing Freedom 55 Financial is a division of The Canada Life Assurance Company.

Canada Life, and Freedom 55 Financial and design are trademarks of The Canada Life Assurance Company.

Shops of St. Avards

11 St. Peters Road

Charlottetown, PE C1A 5N1 

Tel: 902-892-3062 Ext 224

Fax: 902-628-2228

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© 2020 by Cole Wealth Management Inc.