Financial Planning for Business Owners

As a business owner, the majority of your wealth is likely directly tied to the business you have worked hard to grow. Naturally, your personal and business affairs tend to become a little more complicated. It is extremely important that your wealth is handled with the highest level of care and a well thought out strategy is in place to preserve capital over time.

Cole Wealth Management Inc. is experienced in providing financial planning for business owners. Whether starting a new venture or maintaining a successful one, we can help you address your needs.

  • Life insurance

  • Disability insurance

  • Critical illness insurance

One way life insurance can help protect your business is with liquidity. Most of your money may be tied up in your business. If your policy has a cash value, you can use that value as a source of liquidity for business opportunities or retirement. After your death, any remaining life insurance proceeds can give your family a ready source of income. One type of insurance that provides a death benefit and usually builds a cash value is participating life insurance. 

Protecting your employees

Your business or organization is unique, and so are your people. Whether you have three or 35 employees, we have access to comprehensive group benefits plans to help you retain your valuable staff:

  • Benefits plans for small business

  • Health-care and dental-care benefits

  • Wellness and disability benefits

  • Life and accidental death and dismemberment benefits

  • International benefits plans

  • Online services

Solutions Banking™

Many businesses don’t consider daily banking needs a part of their long-term financial security plan. However, the right banking products, integrated into your overall financial security plan, can have the potential to get your money working harder and smarter.

Solutions Banking™ is a smart alternative to traditional banks: straightforward and competitive with the convenience of round-the-clock banking. With Solutions Banking™ products and services, you can continue to rely on us to identify your long-term goals and new ways to save money, unlocking powerful wealth-building strategies to help you achieve your financial security goals sooner.

Solutions Banking™ products and services, provided by National Bank of Canada, include:

  • Bank accounts

  • Loans and lines of credit

Solutions Banking is a trademark of Power Financial Corporation. Solutions Banking products and services are provided by National Bank of Canada.

Let's get acquainted. Contact us

We offer a complimentary "Get Acquainted" meeting to describe our services, and to see if our services are right for you.

The information on this website is intended for residents of Prince Edward Island and Ontario only.

Click here to view legal, copyright and trademark information.

Quadrus, Quadrus and design, Quadrus Investment Services Ltd. and design and Canada Life Mutual Funds are trademarks of Quadrus Investment Services Ltd. used with permission.


Insurance Products, including segregated fund policies, are offered through Cole Wealth Management Inc., and Investment Representative Lawrence Cole offers mutual funds and compensated referrals through Quadrus Investment Services Ltd.

* The use of e-mail is not a secure medium and personal information should be transmitted by more secure means.

Mortgages are offered through The Canada Life Assurance Company. The Canada Life Assurance Company is a federally regulated life insurance company and the mortgagee. *Inquiries will be referred to a Credit Planning Consultant.

Representing Freedom 55 Financial is a division of The Canada Life Assurance Company.

Canada Life, and Freedom 55 Financial and design are trademarks of The Canada Life Assurance Company.

Shops of St. Avards

11 St. Peters Road

Charlottetown, PE C1A 5N1 

Tel: 902-892-3062 Ext 224

Fax: 902-628-2228

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